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	<title>IANPEDIA&#187; Financial Management</title>
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	<description>Diary of Reflections, Successes, Dreams and Advices. Dream a Big Dream and Keep It In Sight! Success will definintely come your way.</description>
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		<title>Path to Financial Freedom – Are you a Receiver?</title>
		<link>http://iankwok.com/financial-freedom/wealth</link>
		<comments>http://iankwok.com/financial-freedom/wealth#comments</comments>
		<pubDate>Mon, 14 Jan 2008 02:24:24 +0000</pubDate>
		<dc:creator>Ian Kwok</dc:creator>
				<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Success]]></category>
		<category><![CDATA[Wealth]]></category>
		<category><![CDATA[belief]]></category>
		<category><![CDATA[compliment]]></category>
		<category><![CDATA[fears]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[receiver]]></category>
		<category><![CDATA[worthiness]]></category>

		<guid isPermaLink="false">http://iankwok.com/success/wealth.html</guid>
		<description><![CDATA[<a href="http://iankwok.com/financial-freedom/wealth"><img align="left" hspace="5" width="100" src="http://iankwok.com/wp-content/uploads/2008/01/receiver.jpg" class="alignleft wp-post-image tfe" alt="Be an Excellent Receiver" title="" /></a>Having understood what are you beliefs towards wealth, money, success and rich people, the next thing you must remember to do is to realize that many of these beliefs get their credibility from past information and programming. So it is important that you re-examine your beliefs based on who you are now and who you [...]<p><a href="http://iankwok.com/financial-freedom/wealth">Path to Financial Freedom – Are you a Receiver?</a> is a post from: <a href="http://iankwok.com">IANPEDIA</a></p>



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			<content:encoded><![CDATA[<p><a href="http://iankwok.com/wp-content/uploads/2008/01/receiver.jpg" title="Be an Excellent Receiver"><img vspace="5" width="229" src="http://iankwok.com/wp-content/uploads/2008/01/receiver.jpg" hspace="5" alt="receiver Path to Financial Freedom – Are you a Receiver?" height="149" style="float: right; width: 271px; height: 157px" title="Path to Financial Freedom – Are you a Receiver?" /></a>Having understood what are you beliefs towards wealth, money, success and rich people, the next thing you must remember to do is to realize that many of these beliefs get their credibility from past information and programming. So it is important that you re-examine your beliefs based on who you are now and who you want to be tomorrow. All non-supportive beliefs or fears that you have around wealth, money, rich people or yourself must cease and removed from within you from now onThe other thing that can stop people from reaching their financial potential is being a poor receiver. Many people are not good at receiving.</p>
<p>Most people tie receiving to worthiness – they always feel that they are not worthy or undeserving to receive anything good – good compliment, good opportunities, etc.</p>
<p>On receiving, why people are bad at receiving are that we are brought to belief that giving is better than receiving. But in actual fact, when we are giving there must be someone out there that must be receiving – if everyone is a giver than who are we giving to? Therefore, we must realize that being a receiver is just as important as being a giver – how can one exists without the other?</p>
<p>From now on start practicing to be a good receiver. When someone give you a complement, take it by saying &#8216;Thank you&#8217; without returning one. Practice receiving all the money that comes your way, it does not matter the amount that you received, celebrate every occasion.</p>
<p>On worthiness, all of us are here on earth for a reason and as long as we are alive we are worth something. It also doesn&#8217;t matter if you feel worthy or not, you can still get rich either way. Worthiness is a made-up story, either by you or by people around you who want to make you feel a certain way. If you say you are worthy then you are. If you say that your unworthy then you are not. Therefore, always tell yourself that you are the Best and you are worthy of the Best!</p>
<p>So, instead of trying to change your worthiness, change your story – make up a new story that shows your worthiness.</p>
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<p align="center">&#8216;If a 100 foot oak tree had the mind of a human, it would only grow to be 10 feet tall.&#8217; &#8211; T Harv Eker</p>
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<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;<br />
Dare to Dream! Continual Self Development is the Key to Success!<br />
<a target="_blank" href="http://ebizac.com/x/t.php/2926" title="How to Enrich Yourself to Success and Generate Passive Income at the Same Time">PassiveIncomeCreation.com</a></p>
<p><a href="http://iankwok.com/financial-freedom/wealth">Path to Financial Freedom – Are you a Receiver?</a> is a post from: <a href="http://iankwok.com">IANPEDIA</a></p>

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		<title>Financial Freedom &#8211; Success Action</title>
		<link>http://iankwok.com/financial-freedom/financial-freedom-success-action</link>
		<comments>http://iankwok.com/financial-freedom/financial-freedom-success-action#comments</comments>
		<pubDate>Mon, 24 Dec 2007 04:29:17 +0000</pubDate>
		<dc:creator>Ian Kwok</dc:creator>
				<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Success]]></category>
		<category><![CDATA[Wealth]]></category>
		<category><![CDATA[action]]></category>
		<category><![CDATA[anticipation]]></category>
		<category><![CDATA[comfort zone]]></category>
		<category><![CDATA[failure]]></category>
		<category><![CDATA[fear]]></category>
		<category><![CDATA[financial success]]></category>
		<category><![CDATA[perception]]></category>

		<guid isPermaLink="false">http://iankwok.com/success/financial-freedom-success-action.html</guid>
		<description><![CDATA[<a href="http://iankwok.com/financial-freedom/financial-freedom-success-action"><img align="left" hspace="5" width="100" src="http://iankwok.com/wp-content/uploads/2007/12/successaction.jpg" class="alignleft wp-post-image tfe" alt="Financial Freedom - Success Action" title="" /></a>It had been said that action is the bridge between our inner world and our outer world. Do you agree? Action is the one that can lead us to success, having known all the facts on how and what to do alone is not enough. Nothing will happen if no action is taken to get [...]<p><a href="http://iankwok.com/financial-freedom/financial-freedom-success-action">Financial Freedom &#8211; Success Action</a> is a post from: <a href="http://iankwok.com">IANPEDIA</a></p>



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			<content:encoded><![CDATA[<p><a href="http://iankwok.com/wp-content/uploads/2007/12/successaction.jpg" title="Financial Freedom - Success Action"><img vspace="5" width="96" src="http://iankwok.com/wp-content/uploads/2007/12/successaction.jpg" hspace="5" alt="successaction Financial Freedom   Success Action" height="142" style="float: left; width: 106px; height: 149px" title="Financial Freedom   Success Action" /></a>It had been said that action is the bridge between our inner world and our outer world. Do you agree?</p>
<p>Action is the one that can lead us to success, having known all the facts on how and what to do alone is not enough. Nothing will happen if no action is taken to get the things that we want to do going. No action = no result = no success.</p>
<p>Many people are afraid to take action, although they know exactly what to do, because of fear. Are you one of them?</p>
<p>Why do people have fear? Fear arises as a result of the personally perception of what will happen if they fail or they are fearful of what other people will think of them if they fail. In short, fear is the anticipation of pain.</p>
<p>This anticipation of pain arises because of our survival instinct. Our mind had been conditioned to protect us from external thread, it acts like a sentry looking out for danger, scanning for what can go wrong or what is wrong and automatically send out warning signal whenever it senses any form of danger.</p>
<p>Are you one who delay taking action because of the possible failure or wrong?</p>
<p>If so, to put it simply, you are probably staying in your comfort zone and looking out and say – &#8216;What if I failed because of the action I have taken?&#8217;</p>
<p>If you want freedom, any kind of freedom, then you have to stop listening to the voices in your mind. Simply observe your mind and says, &#8216;Thank you for sharing!&#8217; and take the necessary actin to grow and succeed.</p>
<p>The secret to success is to learn to act in spite of fear. Step out of your comfort zone. It may be difficult at first but as you practise more it will become easier with every attempt.</p>
<p>Successful people have fear too but they don&#8217;t let fear get in their way.</p>
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<p align="center">&#8220;Feel the fear and do it anyway.&#8221; &#8211; Susan Jeffers</p>
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<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;<br />
Dare to Dream! Continual Self Development is the Key to Success!<br />
<a target="_blank" href="http://ebizac.com/x/t.php/2926" title="How to Enrich Yourself to Success and Generate Passive Income at the Same Time">PassiveIncomeCreation.com</a></p>
<p>.</p>
<p><a href="http://iankwok.com/financial-freedom/financial-freedom-success-action">Financial Freedom &#8211; Success Action</a> is a post from: <a href="http://iankwok.com">IANPEDIA</a></p>

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		<title>Path to Financial Freedom &#8211; Success Redemption</title>
		<link>http://iankwok.com/financial-freedom/path-to-financial-freedom-success-redemption</link>
		<comments>http://iankwok.com/financial-freedom/path-to-financial-freedom-success-redemption#comments</comments>
		<pubDate>Wed, 19 Dec 2007 17:39:55 +0000</pubDate>
		<dc:creator>Ian Kwok</dc:creator>
				<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Wealth]]></category>
		<category><![CDATA[confidence]]></category>
		<category><![CDATA[failure]]></category>
		<category><![CDATA[habit]]></category>
		<category><![CDATA[life]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[self-esteem]]></category>
		<category><![CDATA[subconscious mind]]></category>
		<category><![CDATA[Success]]></category>

		<guid isPermaLink="false">http://iankwok.com/wealth/path-to-financial-freedom-success-redemption/</guid>
		<description><![CDATA[<a href="http://iankwok.com/financial-freedom/path-to-financial-freedom-success-redemption"><img align="left" hspace="5" width="100" src="http://iankwok.com/wp-content/uploads/2007/12/successredemption.jpg" class="alignleft wp-post-image tfe" alt="Path to Financial Freedom - Success Redemption" title="" /></a>What has success got to do with financial freedom? When you feel successful you will gain confidence and when you have confidence your energy level will go up and when your energy level is high your outlook to everything you do will be good and this will attract more of the good things to you. [...]<p><a href="http://iankwok.com/financial-freedom/path-to-financial-freedom-success-redemption">Path to Financial Freedom &#8211; Success Redemption</a> is a post from: <a href="http://iankwok.com">IANPEDIA</a></p>



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			<content:encoded><![CDATA[<p><a href="http://iankwok.com/wp-content/uploads/2007/12/successredemption.jpg" title="Path to Financial Freedom - Success Redemption"><img vspace="5" width="103" src="http://iankwok.com/wp-content/uploads/2007/12/successredemption.jpg" hspace="5" alt="successredemption Path to Financial Freedom   Success Redemption" height="153" style="float: left" title="Path to Financial Freedom   Success Redemption" /></a>What has success got to do with financial freedom? When you feel successful you will gain confidence and when you have confidence your energy level will go up and when your energy level is high your outlook to everything you do will be good and this will attract more of the good things to you.</p>
<p>When you feel successful you will be able to do more, explore more, and when you do more and explore the chances of money coming to you will increase, thus increasing your ability to accumulate wealth.</p>
<p>Success is a habit, so is failure and mediocrity. Do not keep telling yourself that you have failed when you are not able to achieve the smallest expectations or result that you are after, take it as a learning lesson. By telling yourself that you have failed in any of your attempts, your subconscious mind will pick this up and it will interact with your external effort at your next task and cause it to fail. This also applies to mediocrity – if you tell yourself that if you just want to get by with your current earning, your subconscious mind will work it such that you will only get by with what you earn, no matter how much you make those excess money will just &#8216;disappear&#8217;.</p>
<p>Therefore, since success is a habit, you must train your mind to accept that success comes easy. Only when your mind is comfortable and used to success, then your path to success will have less resistance.</p>
<p>Always recognize and acknowledge success in every attempts, celebrate it – no matter big or small. Because if you do not recognize any of your attempts as success you will perceive it as a failure. Always give yourself a pad on your back for starting a task and a clap on completing it. This is an excellent way of rewarding yourself. It will lift your spirit and you will get more energy to attempt more.</p>
<p>Remember, in the law of attractions, likes attract likes, thus if you want success, always feel that you are a success.</p>
<p>I learnt this from a mentor, and this is a powerful way of developing a success habit &#8211; keep a Success Journal. Write down 5 successes for the day before you sleep. And only focus on your successes, by doing so will force you to create success. Successes need not be big or significant as many people perceived it to be. It can be as simple as getting your wardrobe spring cleaned.</p>
<p>I remembered once when I was sick and had to spend the day in bed, not able to do anything. When it is time for me to take out my success journal to write down my successes for the day, I realized I had nothing to write because I had not been able to work the whole day. So, I got up, went out to the hall to see what is it that I can do. I saw my mom washing the dishes for dinner, so I went to help her washed and dried the dishes. Then I helped to take out the garbage and keep the laundry for the day. After that I went back to my room and put down in my journal – washed dishes for mom, dried the dishes, take out garbage, keep the laundry and guess what was the last item I put? Got well enough to help mom with her chores!</p>
<p>See, successes need not be big, the important thing is to develop the Habit of Creating Success!</p>
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<p align="center">&#8220;Somebody&#8217;s building their dream today&#8230;Are you?&#8221; &#8211; Unknown</p>
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<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;<br />
Dare to Dream! Continual Self Development is the Key to Success!<br />
<a target="_blank" href="http://ebizac.com/x/t.php/2926" title="How to Enrich Yourself to Success and Generate Passive Income at the Same Time">PassiveIncomeCreation.com</a></p>
<p>.</p>
<p><a href="http://iankwok.com/financial-freedom/path-to-financial-freedom-success-redemption">Path to Financial Freedom &#8211; Success Redemption</a> is a post from: <a href="http://iankwok.com">IANPEDIA</a></p>

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		<title>Path to Financial Freedom – Effect of Emotion</title>
		<link>http://iankwok.com/financial-freedom/path-to-financial-freedom-%e2%80%93-effect-of-emotion</link>
		<comments>http://iankwok.com/financial-freedom/path-to-financial-freedom-%e2%80%93-effect-of-emotion#comments</comments>
		<pubDate>Tue, 18 Dec 2007 05:04:23 +0000</pubDate>
		<dc:creator>Ian Kwok</dc:creator>
				<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Wealth]]></category>

		<guid isPermaLink="false">http://iankwok.com/wealth/path-to-financial-freedom-%e2%80%93-effect-of-emotion/</guid>
		<description><![CDATA[<a href="http://iankwok.com/financial-freedom/path-to-financial-freedom-%e2%80%93-effect-of-emotion"><img align="left" hspace="5" width="100" src="http://iankwok.com/wp-content/uploads/2007/12/effectofemotion.jpg" class="alignleft wp-post-image tfe" alt="Path to Financial Freedom – Effect of Emotion" title="" /></a>How is your relationship with money? Is it always full of anger, fear, guilt, shame or sadness when it comes to money? If the answer is yes, then this is one of the reasons why you are not generating wealth. Why? This is because fear, guilt, anger and shame are all negative feelings and emotions, [...]<p><a href="http://iankwok.com/financial-freedom/path-to-financial-freedom-%e2%80%93-effect-of-emotion">Path to Financial Freedom – Effect of Emotion</a> is a post from: <a href="http://iankwok.com">IANPEDIA</a></p>



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			<content:encoded><![CDATA[<p><a href="http://iankwok.com/wp-content/uploads/2007/12/effectofemotion.jpg" title="Path to Financial Freedom – Effect of Emotion"><img src="http://iankwok.com/wp-content/uploads/2007/12/effectofemotion.jpg" alt="effectofemotion Path to Financial Freedom – Effect of Emotion" style="float: left" height="157" hspace="5" vspace="5" width="100" title="Path to Financial Freedom – Effect of Emotion" /></a>How is your relationship with money? Is it always full of anger, fear, guilt, shame or sadness when it comes to money? If the answer is yes, then this is one of the reasons why you are not generating wealth.</p>
<p>Why? This is because fear, guilt, anger and shame are all negative feelings and emotions, and such negativities always have negative effect on your money. Your actions and decisions around money will be affected by your feelings and emotions.</p>
<p>Negative emotions are like lead that weighs you down and preventing you from seeing all the opportunities that come along, on the possible income that can come your way, on the possible wealth that your can generate.</p>
<p>Opportunities are always clear, neutral and the same for everyone until we put our emotions into it. Fear, shame, anger, guilt, these are the kind of negative emotions that will change our perception on each opportunity. That is why there are people who always see opportunities everywhere and there are those that will never see any.</p>
<p>Negative emotions are energy that are stuck and they are mainly caused by incomplete communication. Therefore we have to frequently review if there is any negative emotions that we may have developed along the way with regards to money and let them out &#8211; write them out, talk to someone whom you can confide to.</p>
<p>When you are reviewing these emotions, try to see which category they falls into – anger, fear, sadness, guilt, shame, sorry. This is because of all the emotions, the most debilitating is anger. This is because when we are angry, we are usually angry with &#8216;not getting what we want&#8217; from the person. And we often retaliate by not giving the person that we are angry with what they want. This is a vicious cycle, if this keeps happening, it will only drag us down together with them.</p>
<p>You must also realize that anger and resentment are not good for body and health too. It will weaken your immune system, cause your cells to mutate and make you sick. Research shows that 47% of all cancer is related to unresolved anger. Thus, to reduce the chance of you becoming a victim of unresolved anger, you would have to learn to forgive. Forgiving has a relaxing effort on your body, it allows you to let go of the past, the past that may have done you unjust. It is not necessary that you need to forget what had happened but it is important that you forgive what had happened.</p>
<p>One other cause of anger in some people are that they always want to be right. You must realize that no one is absolutely right all the time – being right is also a perception. People who always want to be right are the people that are the most miserable. So, search your inner self, are you the one who always want to be right? If so, are you fully happy or fully rich? If not, then the chance is that you are trying too much to be right. Remember, you have a choice, to be right all the time but miserable and not necessarily rich or you can be Rich and Happy but not necessarily fully right all the time.</p>
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<p align="center">&#8220;Holding on to anger and resentment is like drinking poison and expecting someone else to die.&#8221; &#8211; Unknown</p>
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<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;<br />
Dare to Dream! Continual Self Development is the Key to Success!<br />
<a href="http://ebizac.com/x/t.php/2926" target="_blank" title="How to Enrich Yourself to Success and Generate Passive Income at the Same Time">PassiveIncomeCreation.com</a></p>
<p><a href="http://iankwok.com/financial-freedom/path-to-financial-freedom-%e2%80%93-effect-of-emotion">Path to Financial Freedom – Effect of Emotion</a> is a post from: <a href="http://iankwok.com">IANPEDIA</a></p>

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		<title>Path to Financial Freedom – Are you a Receiver?</title>
		<link>http://iankwok.com/financial-freedom/path-to-financial-freedom-%e2%80%93-are-you-a-receiver</link>
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		<pubDate>Mon, 17 Dec 2007 05:10:47 +0000</pubDate>
		<dc:creator>Ian Kwok</dc:creator>
				<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Wealth]]></category>

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		<description><![CDATA[<a href="http://iankwok.com/financial-freedom/path-to-financial-freedom-%e2%80%93-are-you-a-receiver"><img align="left" hspace="5" width="100" src="http://iankwok.com/wp-content/uploads/2007/12/areyouareceiver.jpg" class="alignleft wp-post-image tfe" alt="Are you a Receiver" title="" /></a>Having understood what are you beliefs towards wealth, money, success and rich people, the next thing you must remember to do is to realize that many of these beliefs get their credibility from past information and programming. So it is important that you re-examine your beliefs based on who you are now and who you [...]<p><a href="http://iankwok.com/financial-freedom/path-to-financial-freedom-%e2%80%93-are-you-a-receiver">Path to Financial Freedom – Are you a Receiver?</a> is a post from: <a href="http://iankwok.com">IANPEDIA</a></p>



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			<content:encoded><![CDATA[<p><a href="http://iankwok.com/wp-content/uploads/2007/12/areyouareceiver.jpg" title="Are you a Receiver"><img vspace="5" src="http://iankwok.com/wp-content/uploads/2007/12/areyouareceiver.jpg" hspace="5" alt="areyouareceiver Path to Financial Freedom – Are you a Receiver?" style="float: left" title="Path to Financial Freedom – Are you a Receiver?" /></a>Having understood what are you beliefs towards wealth, money, success and rich people, the next thing you must remember to do is to realize that many of these beliefs get their credibility from past information and programming. So it is important that you re-examine your beliefs based on who you are now and who you want to be tomorrow. All non-supportive beliefs or fears that you have around wealth, money, rich people or yourself must cease and removed from within you from now on.</p>
<p>The other thing that can stop people from reaching their financial potential is being a poor receiver. Many people are not good at receiving.</p>
<p>Most people tie receiving to worthiness – they always feel that they are not worthy or undeserving to receive anything good – good compliment, good opportunities, etc.</p>
<p>On receiving, why people are bad at receiving are that we are brought to belief that giving is better than receiving. But in actual fact, when we are giving there must be someone out there that must be receiving – if everyone is a giver than who are we giving to? Therefore, we must realize that being a receiver is just as important as being a giver – how can one exists without the other?</p>
<p>From now on start practicing to be a good receiver. When someone give you a complement, take it by saying &#8216;Thank you&#8217; without returning one. Practice receiving all the money that comes your way, it does not matter the amount that you received, celebrate every occasion.</p>
<p>On worthiness, all of us are here on earth for a reason and as long as we are alive we are worth something. It also doesn&#8217;t matter if you feel worthy or not, you can still get rich either way. Worthiness is a made-up story, either by you or by people around you who want to make you feel a certain way. If you say you are worthy then you are. If you say that your unworthy then you are not. Therefore, always tell yourself that you are the Best and you are worthy of the Best!</p>
<p>So, instead of trying to change your worthiness, change your story – make up a new story that shows your worthiness.</p>
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<p align="center">&#8220;If a 100 foot oak tree had the mind of a human, it would only grow to be 10 feet tall.&#8221; &#8211; T Harv Eker</p>
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<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;<br />
Dare to Dream! Continual Self Development is the Key to Success!<br />
<a target="_blank" href="http://ebizac.com/x/t.php/2926" title="How to Enrich Yourself to Success and Generate Passive Income at the Same Time">PassiveIncomeCreation.com</a></p>
<p><a href="http://iankwok.com/financial-freedom/path-to-financial-freedom-%e2%80%93-are-you-a-receiver">Path to Financial Freedom – Are you a Receiver?</a> is a post from: <a href="http://iankwok.com">IANPEDIA</a></p>

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		<title>Path to Financial Freedom – Altering Belief Structures</title>
		<link>http://iankwok.com/financial-freedom/path-to-financial-freedom-%e2%80%93-altering-belief-structures</link>
		<comments>http://iankwok.com/financial-freedom/path-to-financial-freedom-%e2%80%93-altering-belief-structures#comments</comments>
		<pubDate>Mon, 10 Dec 2007 03:41:36 +0000</pubDate>
		<dc:creator>Ian Kwok</dc:creator>
				<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Wealth]]></category>

		<guid isPermaLink="false">http://iankwok.com/knowledge/path-to-financial-freedom-%e2%80%93-altering-belief-structures/</guid>
		<description><![CDATA[<a href="http://iankwok.com/financial-freedom/path-to-financial-freedom-%e2%80%93-altering-belief-structures"><img align="left" hspace="5" width="100" src="http://iankwok.com/wp-content/uploads/2007/12/alteringbeliefstructure.jpg" class="alignleft wp-post-image tfe" alt="Altering Belief Structures" title="" /></a>Beliefs are thoughts that are held to be true by us, causing us to see the world as we are instead of what it is. There are 2 kinds of beliefs – empowering and disempowering beliefs. All of us have a set of belief structures which either support and help us towards our goal of [...]<p><a href="http://iankwok.com/financial-freedom/path-to-financial-freedom-%e2%80%93-altering-belief-structures">Path to Financial Freedom – Altering Belief Structures</a> is a post from: <a href="http://iankwok.com">IANPEDIA</a></p>



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			<content:encoded><![CDATA[<p><a href="http://iankwok.com/wp-content/uploads/2007/12/alteringbeliefstructure.jpg" title="Altering Belief Structures"><img vspace="5" src="http://iankwok.com/wp-content/uploads/2007/12/alteringbeliefstructure.jpg" hspace="5" alt="alteringbeliefstructure Path to Financial Freedom – Altering Belief Structures" style="float: left" title="Path to Financial Freedom – Altering Belief Structures" /></a>Beliefs are thoughts that are held to be true by us, causing us to see the world as we are instead of what it is. There are 2 kinds of beliefs – empowering and disempowering beliefs. All of us have a set of belief structures which either support and help us towards our goal of financial freedom and generation of wealth or hinders and prevent us from getting rich. Thus, we must know what our belief structures are towards money, wealth, success, rich people and ourselves. After which we must know if the beliefs are supportive or non-supportive of our goal. For those non-supportive ones, we must change or get rid of them.</p>
<p>This process of finding out our beliefs structure is called Awareness – to be aware of what are our beliefs.</p>
<p>Many a times, the beliefs that we have towards money, wealth, success and rich people are a results of experiences that people near us had encountered. They could be our parents, siblings, relations or even close friends.</p>
<p>There are 3 methods where we are exposed to such experiences:</p>
<p>1. Verbal programming</p>
<p>Verbal programming are things that we heard as a child regarding money, wealth, success and rich people. They could be from our parents, relations or close friends, however, the impact from our parents (or adult guardians) are greater.</p>
<p>2. Modelling</p>
<p>As the term implies, modeling is where we imitate the habit, thinking or behavior that people closed to us have with regards to money while are we are growing up. They could be our parents or adult guardians. And we may model exactly after them or in the exact opposite.</p>
<p>3. Specific Incidents</p>
<p>These are emotional incident(s) involving money that people closed to us had encountered, and with which we had witnessed, which resulted in us drawing some negative conclusion towards the incident(s).</p>
<p>The best way to find out feeling or beliefs towards money is to write down the experiences that we had witnessed under each method and describe the feelings or conclusion that we drew from them. We must search as far back as possible (as far as you can remember) to our childhood when this happened. This is because the impact as a child leaves a much deeper impression.</p>
<p>Once that is done, then you have to analyze if these feelings or beliefs are serving you towards achieving generation of money or not. It is good if you had not witnessed any bad experiences involving money.</p>
<p>However, chances are many of us had. And the way we are handling money now is either similar or exactly opposite to the conclusions that we draw from those experiences.</p>
<p>Now that you are aware of the your belief structures towards money, wealth, success and rich people, the next thing you need to know is that you must understand that all these beliefs are not based on actual experiences but rather on your personal interpretation or misinterpretation of those experiences. Therefore, for those beliefs that not serving you, you have to get rid of them else there is no way that you can generate and accumulate wealth.</p>
<p>&#8216;Nothing has meaning except for the meaning that you give it.&#8217;</p>
<p>There are many choices in life – you can choose to be right (that is you choose to believe that the beliefs that are not serving you are right and you choose to keep them), you can choose to be happy and you can choose to be rich. Which one do you choose? To be happy and rich or to be right but neither happy nor rich?</p>
<p>Choose happy and be rich, get rid of all those beliefs that are not serving you in your pursue to financial freedom, cumulation of wealth and making money.</p>
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<p align="center">&#8220;Don&#8217;t believe a thought you think&#8221; &#8211; T. Harv Eker</p>
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</table>
<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;<br />
Dare to Dream! Continual Self Development is the Key to Success!<br />
<a target="_blank" href="http://ebizac.com/x/t.php/2926" title="How to Enrich Yourself to Success and Generate Passive Income at the Same Time">PassiveIncomeCreation.com</a></p>
<p><a href="http://iankwok.com/financial-freedom/path-to-financial-freedom-%e2%80%93-altering-belief-structures">Path to Financial Freedom – Altering Belief Structures</a> is a post from: <a href="http://iankwok.com">IANPEDIA</a></p>

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		<title>Path to Financial Freedom – Power of Beliefs</title>
		<link>http://iankwok.com/financial-freedom/path-to-financial-freedom-%e2%80%93-power-of-beliefs</link>
		<comments>http://iankwok.com/financial-freedom/path-to-financial-freedom-%e2%80%93-power-of-beliefs#comments</comments>
		<pubDate>Thu, 06 Dec 2007 16:43:06 +0000</pubDate>
		<dc:creator>Ian Kwok</dc:creator>
				<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Success]]></category>
		<category><![CDATA[Wealth]]></category>

		<guid isPermaLink="false">http://iankwok.com/success/path-to-financial-freedom-%e2%80%93-power-of-beliefs/</guid>
		<description><![CDATA[<a href="http://iankwok.com/financial-freedom/path-to-financial-freedom-%e2%80%93-power-of-beliefs"><img align="left" hspace="5" width="100" src="http://iankwok.com/wp-content/uploads/2007/12/powerofbeliefs.jpg" class="alignleft wp-post-image tfe" alt="Power of Beliefs" title="" /></a>Everyone has beliefs and most of what we do now are based on some kind of beliefs that we had developed over the years. We all grew up in different environment and condition, thus the kind of beliefs that we have will differ from one another, especially that towards money. In order to create wealth [...]<p><a href="http://iankwok.com/financial-freedom/path-to-financial-freedom-%e2%80%93-power-of-beliefs">Path to Financial Freedom – Power of Beliefs</a> is a post from: <a href="http://iankwok.com">IANPEDIA</a></p>



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			<content:encoded><![CDATA[<p><a href="http://iankwok.com/wp-content/uploads/2007/12/powerofbeliefs.jpg" title="Power of Beliefs"><img src="http://iankwok.com/wp-content/uploads/2007/12/powerofbeliefs.jpg" alt="powerofbeliefs Path to Financial Freedom – Power of Beliefs" style="float:left" vspace=5 hspace=5 title="Path to Financial Freedom – Power of Beliefs" /></a>Everyone has beliefs and most of what we do now are based on some kind of beliefs that we had developed over the years. We all grew up in different environment and condition, thus the kind of beliefs that we have will differ from one another, especially that towards money. In order to create wealth and abundance, we must have positive or supportive beliefs towards money. This is one important factor that we must have in our financial blueprint.</p>
<p>What is belief? Beliefs are thoughts that are held to be true.</p>
<p>How did we cultivate our beliefs? Beliefs are a result of the past experiences that we encountered and captured by our subconscious mind. These experiences will interact with each other in our subconscious mind and become what we know as tendencies or beliefs. These tendencies or beliefs will result in how we react to certain situation or stimuli in our environment.</p>
<p>Actually there is no true or false, right or wrong in beliefs because beliefs are just strong opinion held and developed by us. Beliefs are what causes us to react or see the world as we are not as it is because beliefs will affect our judgement and decision. It is like looking at the world with a pair of tinted glasses over our eyes – it is &#8216;colored&#8217; according to the color of the tinted glasses.</p>
<p>Not all beliefs are bad, there are basically 2 kinds of beliefs – empowering and disempowering beliefs.</p>
<p>Empowering beliefs are those that will help us achieves our goal towards financial freedom, the accumulation of wealth and success.</p>
<p>Disempowering beliefs, on the other hand, are like brakes which will slow down or even halt our progress towards achieving financial freedom, wealth and success. The more disempowering beliefs that we have the more stoppage we will get.</p>
<p>Our subconscious mind is like a sponge and filing cabinet, it will absorb all the experiences and thoughts that we encounter and store them. The subconscious mind is not able to differentiate what is good or bad, right or wrong – it simply take them all in. Therefore it is important that we constantly review our beliefs and tendencies – get rid of those are not serving or helping towards achieving our goals. Always be in touch with positive or empowering thoughts, beliefs and people.</p>
<p>We always act or not act in accordance with our predominant beliefs, and those actions will create your results. Therefore, if you want success, financially, physically and spiritually, you must ensure that the predominant beliefs are those that will empower or supportive of your goal.</p>
<p>In short, beliefs are powerful and our beliefs are our own prophecy. We must have empowering beliefs and believe in these beliefs. Believe always comes first then come our reality.</p>
<p>Beliefs are like the root of a tree, if we want the tree to produce lots of good fruits then the first thing we must ensure is that the roots are healthy so that it can absorb all the goodness from the soil around to produce lots of good fruits. And our fruits here are money, opportunities, wealth and abundance.</p>
<p>The beliefs in the goodness and greatness in money and wealth are important in striving towards financial success – creation of wealth and abundance.</p>
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<p align="center">“Whether you believe you can or you can&#8217;t, you&#8217;re right.” &#8211; Henry Ford</p>
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</table>
<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;<br />
Dare to Dream! Continual Self Development is the Key to Success!<br />
<a target="_blank" href="http://ebizac.com/x/t.php/2926" title="How to Enrich Yourself to Success and Generate Passive Income at the Same Time">PassiveIncomeCreation.com</a></p>
<p><a href="http://iankwok.com/financial-freedom/path-to-financial-freedom-%e2%80%93-power-of-beliefs">Path to Financial Freedom – Power of Beliefs</a> is a post from: <a href="http://iankwok.com">IANPEDIA</a></p>

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		<title>Path to Financial Freedom – Financial Blueprint</title>
		<link>http://iankwok.com/financial-freedom/path-to-financial-freedom-%e2%80%93-financial-blueprint</link>
		<comments>http://iankwok.com/financial-freedom/path-to-financial-freedom-%e2%80%93-financial-blueprint#comments</comments>
		<pubDate>Sat, 01 Dec 2007 16:43:33 +0000</pubDate>
		<dc:creator>Ian Kwok</dc:creator>
				<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Knowledge]]></category>
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		<guid isPermaLink="false">http://iankwok.com/knowledge/path-to-financial-freedom-%e2%80%93-financial-blueprint/</guid>
		<description><![CDATA[<a href="http://iankwok.com/financial-freedom/path-to-financial-freedom-%e2%80%93-financial-blueprint"><img align="left" hspace="5" width="100" src="http://iankwok.com/wp-content/uploads/2007/12/rollercoaster.jpg" class="alignleft wp-post-image tfe" alt="Financial Freedom - Financial Blueprint" title="" /></a>It is one thing to know about Money Management, but are you willing to following the method for Money Management to grow your wealth and to attain Financial Freedom? Humans are habitual being – there are 2 kinds of habits that we always have and that is Doing and Not Doing. In order to attain [...]<p><a href="http://iankwok.com/financial-freedom/path-to-financial-freedom-%e2%80%93-financial-blueprint">Path to Financial Freedom – Financial Blueprint</a> is a post from: <a href="http://iankwok.com">IANPEDIA</a></p>



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			<content:encoded><![CDATA[<p><a href="http://iankwok.com/wp-content/uploads/2007/12/rollercoaster.jpg" title="Financial Freedom - Financial Blueprint"><img vspace="5" src="http://iankwok.com/wp-content/uploads/2007/12/rollercoaster.jpg" hspace="5" alt="rollercoaster Path to Financial Freedom – Financial Blueprint" style="float: right; width: 167px; height: 118px" title="Path to Financial Freedom – Financial Blueprint" /></a>It is one thing to know about Money Management, but are you willing to following the method for Money Management to grow your wealth and to attain Financial Freedom?</p>
<p>Humans are habitual being – there are 2 kinds of habits that we always have and that is Doing and Not Doing. In order to attain Financial Freedom fast we must adopt the Doing habit and start managing your money effectively (adopt the Money Management Methodology).</p>
<p>However, knowing the importance and managing money well is one thing, there are the kind of information that you can get from many places. The most important thing in order to attain huge amount of money and keep them is to know and understand your inner self.</p>
<p>How do you feel about yourself? How confident are you? How much do you trust yourself?</p>
<p>Do you know that most people do not reach their full potential because of how they feel or how they think they feel about themselves? Do you know that most people are not really happy because deep inside them there are always something that is bothering them?</p>
<p>Everything happens for a reason because we are living in a world of Duality. Every up there is a down, when there is a left there is also a right. The same thing goes with the attaining and keeping money or wealth.</p>
<p>The amount of money that we can make and keep is affected by how we think and feel about money. This is what we call the money and success blueprint. This blueprint is engrained in our subconscious mind – through something that happened earlier, our ancestral beliefs or events or other external factors. This blueprint will run our financial life.</p>
<p>How does this blueprint affect our financial life? It affects us through the process of Manifestation!</p>
<p>What is the process of Manifestation? Simply it is the process of our thoughts with regards to a particular subject, either conscious or subconscious, that leads to our feelings to that subject which in turn affects the kind of action that we take in response to that subject. All these put together will be the outcome of how we behave and how we end up living in response to it.</p>
<p align="center">Thoughts &#8212;&#8212;-&gt; Feeling &#8212;&#8212;&#8211;&gt; Action = Result</p>
<p>In other words, blueprint is like the root of a tree; if we want the tree to produce lots of good fruits your root must be strong and healthy. If the root is weak do not expect the tree to produce good fruits, let alone in quantity.</p>
<p>Therefore, in order to attain wealth and money in the process of achieving Financial Freedom, we must have a healthy financial blueprint.</p>
<p>Get ride of all the negativity that you have regarding money, for example, money is evil, money will cause disaster to my live, I cannot make more money than my parents, I do not need much to live on, etc.</p>
<p>By removing all those negativities and change them to positive ones, you will see how things will change for you. Some positive thoughts would be money is good, money allows me to help needy people, the more money I make I can afford a more comfortable life for my parents, I can use the excess money to help the society, etc.</p>
<p>If you want Financial Freedom, make sure you have a positive Financial Blueprint. Making money is easy, if others can do it, so can you!</p>
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<td>
<p align="center">&#8220;The key to success is to raise your own energy. When you do, people will<br />
naturally be attracted to you. And when they show up, bill &#8216;em.&#8221; &#8211; Stuart Wilde </td>
</tr>
</table>
<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;</p>
<p align="left">Dare to Dream! Continual Self Development is the Key to Success!<br />
<a target="_blank" href="http://ebizac.com/x/t.php/2926" title="How to Enrich Yourself to Success and Generate Passive Income at the Same Time">PassiveIncomeCreation.com</a></p>
<p><a target="_blank" href="http://ebizac.com/x/t.php/2926" title="How to Enrich Yourself to Success and Generate Passive Income at the Same Time"></a></p>
<p><a href="http://iankwok.com/financial-freedom/path-to-financial-freedom-%e2%80%93-financial-blueprint">Path to Financial Freedom – Financial Blueprint</a> is a post from: <a href="http://iankwok.com">IANPEDIA</a></p>

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		<title>Path to Financial Freedom &#8211; Money Management</title>
		<link>http://iankwok.com/financial-freedom/path-to-financial-freedom-money-management</link>
		<comments>http://iankwok.com/financial-freedom/path-to-financial-freedom-money-management#comments</comments>
		<pubDate>Mon, 26 Nov 2007 05:46:07 +0000</pubDate>
		<dc:creator>Ian Kwok</dc:creator>
				<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Success]]></category>

		<guid isPermaLink="false">http://iankwok.com/success/path-to-financial-freedom-money-management/</guid>
		<description><![CDATA[<a href="http://iankwok.com/financial-freedom/path-to-financial-freedom-money-management"><img align="left" hspace="5" width="100" src="http://iankwok.com/wp-content/uploads/2007/11/money-management.jpg" class="alignleft wp-post-image tfe" alt="Financial Freedom - Money Management" title="" /></a>I was away the last 3 days attending a workshop called &#8216;Millionaire Mind Intensive&#8217;.   We were introduced to formula for generating wealth.  In the next few postings I would like to share my take away for me for these 3 days . Firstly, on Financial Freedom, achieving Financial Freedom is not difficult as long we [...]<p><a href="http://iankwok.com/financial-freedom/path-to-financial-freedom-money-management">Path to Financial Freedom &#8211; Money Management</a> is a post from: <a href="http://iankwok.com">IANPEDIA</a></p>



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			<content:encoded><![CDATA[<p><a href="http://iankwok.com/wp-content/uploads/2007/11/money-management.jpg" title="Financial Freedom - Money Management"><img vspace="5" src="http://iankwok.com/wp-content/uploads/2007/11/money-management.jpg" hspace="5" alt="money management Path to Financial Freedom   Money Management" style="float: left" title="Path to Financial Freedom   Money Management" /></a>I was away the last 3 days attending a workshop called &#8216;Millionaire Mind Intensive&#8217;.   We were introduced to formula for generating wealth.  In the next few postings I would like to share my take away for me for these 3 days .</p>
<p>Firstly, on Financial Freedom, achieving Financial Freedom is not difficult as long we develop the habit of proper Money Management.  The most critical factors in the financial freedom equation are:</p>
<blockquote><p><strong>Financial Freedom = Working Income + Saving + Investment + Passive Income + Simplify</strong></p></blockquote>
<p>We don&#8217;t need to be rich to be free &#8211; we have to be free first then becoming rich will be easy.  We should Simplify our life so that our passive income can pay for our living so that we don&#8217;t have to struggle!</p>
<p>We have to pay attention to each of the 5 factors and make sure that they are at the same level so that less energy is needed to get to the destination we wanted &#8211; Financial Freedom!</p>
<p>To achieve this goal we have to have a proper Money Management Method.  The most important part of managing money is to divide our income into different accounts, each for a specific purpose:</p>
<p><strong>1. Financial Freedom Account (FFA) &#8211; 10%</strong></p>
<p>This is the account where we <strong>MUST</strong> put aside.  The capital here can be used for investment.  The interest generated by this account can be used but <strong>NEVER</strong> the capital in this account.    The idea of this account is to create a Golden Goose for us so that when we stop working we get to spend the <strong>INTEREST</strong> and not the Goose.</p>
<p><strong>2. Long Term Savings for Spending (LTSS) &#8211; 10%</strong></p>
<p>This is the account for spending.  We can use the money in this account for major expenditure like a new car, paying off a mortgage, children education, vacation, etc.</p>
<p>There can be more than 1 LTSS accounts if there is a need to have a clearer segregation of the specific purpose.</p>
<p><strong>3. Education (EDU) &#8211; 10%</strong></p>
<p>This is the account for our personal improvement.  This is necessary and important so that we can expand our Comfort Zone to increase our Financial Zone.</p>
<blockquote><p> <strong><em>If you are NOT growing, you are Dying!</em></strong></p></blockquote>
<p>It is very important that we keep growing!</p>
<p>PS:- For parents, the children&#8217;s education fund should be placed in the LTSS account.</p>
<p><strong>4. Necessities (NEC) &#8211; 55%</strong></p>
<p>This is the necessities account to pay for our basic needs like bills, mortgage, rent, food, gym membership, haircut, clothing, etc.</p>
<p>The percentage recommended here can be reduced if the basic needs are simplified, or if we do not need to live on 55%.  By simplifying our needs, the excess amount can be put into the other accounts so that we can grow the other account faster.  It will be excellent if we can put the excess into the FFA so that we are able to achieve our objective of financial freedom faster.</p>
<blockquote><p> <strong><em>Always think LONG term!</em></strong></p></blockquote>
<p><strong>5. Play (PLAY) &#8211; 10%</strong></p>
<p>This is the account where we can use to pamper ourselves &#8211; to buy extra piece of nice clothing, fine dining, mini getaway, etc.</p>
<p>It is recommended that we fully utilized the money here every month to pamper ourselves.  The longest period we can keep is every quarterly if the items that we want to buy requires longer saving period.</p>
<p><strong>6. Give (GIVE) &#8211; 5%</strong></p>
<p>This is the account where we can use to pay for helping others &#8211; like a donation to charity.<br />
The money for the different accounts can be kept in separate jars or separate banking and investment accounts.  This way we will not overuse any of the amount that the different accounts is setup for.</p>
<p>One important to note is that the actual dollar value put into each account is not important, it is the habit of putting money into each of the different accounts that is important.  Once we have created the right habit the rest is easy.</p>
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Dare to Dream! Continual Self Development is the Key to Success!<br />
<a target="_blank" href="http://ebizac.com/x/t.php/2926" title="How to Enrich Yourself to Success and Generate Passive Income at the Same Time">PassiveIncomeCreation.com</a></p>
<p><a href="http://iankwok.com/financial-freedom/path-to-financial-freedom-money-management">Path to Financial Freedom &#8211; Money Management</a> is a post from: <a href="http://iankwok.com">IANPEDIA</a></p>

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